IRS Payment Options

If you owe money to the IRS, don’t panic! There are a number of payment options available:

  1. IRS Direct Pay.  If you’re an individual, IRS Direct Pay offers you a free, secure electronic payment method.  https://www.irs.gov/payments/direct-pay
  2. Debit or Credit Card.  You can make payment via debit or credit card or payment online.  Additional fees will apply.  https://www.irs.gov/uac/pay-taxes-by-credit-or-debit-card
  3. Electronic Federal Tax Payments System (“EFTPS”).  EFTPS is a free service offered by the U.S. Department of Treasury.  EFTPS permits you to pay federal taxes electronically using the internet, or by phone. Enrollment is required.  You should allow at least two weeks for your enrollment to be completed.   www.eftps.gov.
  4. Electronic Funds Withdrawal.  Payment can be set up when filing your tax return electronically through tax preparation software or through a tax professional. 
  5. Same Day Wire.  Contact your Financial Institution for availability, cost, and cut-off times.
  6. Check or Money Order
  7. Payment Plans.  A payment plan is an agreement with the IRS to pay the taxes you owe within an extended timeframe.  You should request a payment plan if you believe you will be able to pay your taxes in full within the extended time frame.  Payment plans may be subject to a user fee.  For more information on payment plans, go to https://www.irs.gov/payments/payment-plans-installment-agreements

When scheduling individual tax return payments, make sure to schedule the payment for the "primary" taxpayer.  The primary taxpayer is the first name appearing on the tax return.  

For more information, go to https://www.irs.gov/payments

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